Our private medical insurance advisers offer a no-nonsense approach to all type of insurances we offer; we will not recommend a policy that is unaffordable or that doesn’t meet your needs.
We would rather you have a suitable policy in place than nothing at all, if for instance you advised a policy was unaffordable we would try our best to source an alternative to meet all or some of your objectives.
For a free, no-obligation consultation to receive support from our private medical insurance advisers, contact us today on 07833 463 080.
Health Insurance is probably one of the most important types of insurance you can own. Without it, an illness or accident can have serious long-term financial implications for you and your family.
Most people will be aware that Health Insurance can cover the cost of private medical treatment for health conditions you may suffer in the future – from something as simple as a broken bone to more serious conditions like a heart attack or cancer. Here are some of the benefits of taking out Private Medical Insurance cover:
However, there are a number of other types of Health-related Insurance policies which are worth considering:
Cover does vary depending on the plan you have, and as with any type of insurance, there may be exclusions and limitations. To understand these, you would need to read into the policy to find out what is covered and what is not. However, if you are struggling, we are here to help, so please get in touch.
Premiums are normally paid to the insurance company either monthly or annually.
The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners. Providing you with which should help provide you with some peace of mind knowing your interests are protected even after your death.
A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.
Even if there are no dependants who may be financially affected by your death, some Life Assurance policies could go towards covering funeral costs.
The type of Life Assurance and the amount of cover will depend on an individual’s particular circumstances and requirements. Factors to consider will include age, dependants, level of income and financial liabilities.
Premiums are normally paid to the insurance company either monthly or annually for a fixed period of time or in some cases, until death.
While the overall concept of Life Assurance is fairly easy to understand, there are some complexities.
Most importantly, there are different types of Life Assurance products, covering Term Assurance, Whole of Life, Endowment policies and others.
However, because of the many options and flexibility, Life Assurance can be a powerful instrument in your financial planning toolkit.
Please be aware that this type of assurance is based on an assessment of the health of the applicant
